Originate animated product design

Finhive's Originate

A deal sourcing engine that aligns credit opportunities with your capital deployment strategy

The old way is broken

Most lenders still source deals the same way they did many years ago.

01Relationship-driven
02External
arrangers
03Cold
introductions
What it costs you

Misfit deal flow quietly burns credit-team time.

01

Unknown credit quality

No shadow rating. No benchmarking. No reference check. Credit quality is a question mark until your team digs in.

02

Wrong mandate fit

Sectors do not match. Ticket sizes are off. Structures are incompatible. You find out after reading.

03

Days wasted reviewing

Your team spends days reviewing opportunities that later fail internal credit benchmarks.

Result
Originate improves efficiency at the source.
Originate Advantages - 01

Your filters. Your rules. Every time.

Originate gives you a powerful filter console. Every time you search, you set your parameters and Originate surfaces only what matches. No noise. No irrelevant files. Just the deals that fit the criteria you define.

SectorInfrastructure, manufacturing, NBFCs
Ticket size / IRRTicket range and target return
Rating bandMinimum band and tolerance
GeographyState level preference
ESG preferencePreferred themes and exclusions
+ And many more
Originate Advantages - 02

Filter against live data.

Every borrower's key financial and operating parameters are integrated and updated frequently. When you filter, you filter against live data.

01

Leverage ratio

Screen debt levels against your lending comfort before a deal enters review.

02

Profitability metrics

Filter borrowers based on sustainable margins and earnings discipline.

03

Capitalization metrics

Filter for balance-sheet resilience and capital adequacy from the start.

04

Sector benchmarks

Compare borrowers against sector patterns.

Originate Advantages - 03

The deal was never yours
to work on.

Unauthorized. Overparked. The Way Deals Move Today.

Originate ends both.

Written mandate from borrower before you proceed with the deal.

One authorized process. Zero wasted analysis.

Originate process

How a deal moves through Originate.

Borrower uploads.

Financials, bank details, repayment track record, security papers.

ProfileBusiness and borrowing details.
DocumentsFinancial and security papers.

Finhive verifies.

Completeness checks, data review, profile standardisation.

VerificationDocuments and key data checked.
UploadLender-ready profile created.

Originate matches.

Lender filters are applied to the verified borrower universe.

MandateTicket, sector, risk, yield.
VisibilityOnly policy-fit deals shown.

Deal locks in.

Lender confirms participation intent and Borrower mandate aligns.

Participation IntentLender confirmation.
MandateBorrower authorizes process.

Outcome: verified, mandate-fit deals move forward.

Get started

Ready to see Originate in action?

If you have any questions, reach out to us. We are happy to help you.