This is Finhive

We are here to change the way institutional lenders make credit decisions. Finhive equips institutional lenders with the intelligence to reduce credit blind spots and allocate capital with greater confidence.

Finhive F mark

The Principles That Guide Us

01 Smarter Origination
02 Disciplined Risk
03 Active Governance
Why We Exist

We Started With a Structural Question.

Why was institutional lending still relationship-driven in a data-rich world?

Inside the Finhive office

What we've done so far

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    Finhive headquarters, Gurugram

    Where We Are

    Finhive is headquartered at Pioneer Urban Square, Golf Course Extension, Sector 62, Gurugram — at the centre of one of India's fastest growing financial districts.

    We also operate offices in Faridabad and Delhi.

    Three cities. One standard.

    Our Core Values

    Signal over noise

    Signal over noise

    We cut through clutter to focus on what matters.

    Lender first, always

    Every decision we make starts with our lender's best interest.

    We invest where we originate

    We back what we build with conviction and alignment.

    No deal without discipline

    Rigour, diligence and discipline define every commitment we take.

    Straight talk, deep trust

    We believe in honest conversations that build lasting trust.

    Built on Deep Credit Expertise

    Decades of experience, brought together to build a better way to evaluate and originate credit.

    Vipul Jain

    Vipul Jain

    Managing Partner

    Vipul Jain is a Chartered Accountant with over 13 years of experience across institutional lending, credit underwriting, ratings and debt advisory. His career spans ICICI Bank, ICRA, IndusInd Bank and Kotak Mahindra Bank.

    He later moved into debt advisory, working with NBFCs, corporates and fintechs for structured debt, NCDs, co-lending and cross-border financing. At Finhive, Vipul leads investor onboarding and institutional relationships, bringing banks, NBFCs, funds and other lenders onto the platform and aligning their lending mandates with relevant opportunities.

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    Shikha Khandelwal

    Shikha Khandelwal

    Partner

    Shikha Khandelwal is a Chartered Accountant with over 15 years of experience in credit underwriting. With more than 14 years at Union Bank of India, she built extensive credit experience across the lending spectrum—from MSMEs to large corporates.

    At Finhive, Shikha leads credit and investment underwriting for institutions, evaluating borrower financials, business fundamentals, debt structures and key risks to support informed lending and investment decisions.

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    Gaurav Khandelwal

    Gaurav Khandelwal

    Non-Executive Director

    Gaurav Khandelwal is a Chartered Accountant with over 16 years of experience across NBFC credit, external ratings, audit and due diligence, and financial advisory. His career spans ICICI Bank, Kotak Mahindra Bank and ICRA, where he worked across diversified roles.

    At Finhive, Gaurav brings his deep sector and credit expertise to guide Finhive in sectoral analysis and credit scorecards, helping strengthen the frameworks used to assess businesses and credit risk.

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    Conviction in Action

    Conviction is part of Finhive’s DNA

    Every tool we've built, every deal we've reviewed, and every rupee we've invested
    alongside our lenders is proof of one thing —

    We don’t just facilitate capital, we stand behind it.

    Get to know our Culture

    Finhive is built on the belief that people who feel genuinely valued do their best work. We bring together professionals from banking, technology, and finance — each with a distinct background, each with a seat at the table. Because the sharpest credit thinking has always been a team sport.

    Careers